Accept credit cards, ach, and many other forms of payment online in real time. With a 99% merchant account approval rate, Parallel Solutions welcomes merchant applications from all industries, business types, sizes and locations. Let us provide you with a merchant account today!

If you are a high risk merchant or are looking for an offshore merchant account, give Parallel Solutions a try!

Check Processing Services (including ACH & Check 21) are available from Parallel Solutions!

Would your business benefit from accepting the most used method of payment in the U.S? Parallel Solutions makes it easy to accept checks from anyone, anywhere, anytime. Our ACH product uses the Federal Reserve’s Automated Clearing House (ACH), also known as Electronic Funds Transfer (EFT), to process checks received through your web site. Our ACH product integrates seamlessly with your shopping cart or web site payment page. All of this is done on Secure Servers (SSL Encryption)and each account is pass code protected for maximum security for you and your customer.

Would you like for your business to be able to accept credit cards, ach, and many other forms of payment online in real time? With a 99% merchant account approval rate, Parallel Solutions welcomes merchant applications from all industries, business types, sizes, and locations. Let us provide you with a merchant account today!  Visit our website to get started.

If you belong to the Adult webmaster category, or operate other high risk websites, Travel industry related sites, an Escort or Dating service, Pharmacy, Telemarketing services, MLM, or need a High Volume merchant account, then Offshore Payment Processing can help!

We offfer a wide range of travel and vacation related merchant account payment processing services and ACH check services for travel agents, timeshare sales and advertising, discount travel packages, coupons and travel club memberships, recurring billing and much more ! Visit our travel merchant website and apply for a no risk free quote today!

eCommerce is growing in popularity every year. Let’s face it: people love the convenience of shopping from their living rooms. Is your business doing business online? And if not, why? We offer Pay Point Securet payment gateway with secure PCI compliant custom payment form pages.  Visit us online and find out why we are the best eCommerce Merchant Account Provider online! We work hard to ensure that your merchant account is the right fit for your business and your unique needs.

Check Processing (ACH & Check 21)

Would your business benefit from accepting the most used method of payment in the U.S? Parallel Solutions makes it easy to accept checks from anyone, anywhere, anytime. Our ACH product uses the Federal Reserve’s Automated Clearing House (ACH), also known as Electronic Funds Transfer (EFT), to process checks received through your web site. Our ACH product integrates seamlessly with your shopping cart or web site payment page. All of this is done on Secure Servers (SSL Encryption)and each account is pass code protected for maximum security for you and your customer.

What is the difference between Onshore and Offshore?

Onshore processing accounts are facilitated by United States based processors and are therefore beholden to United States banking rules and laws for underwriting new accounts and determining risk. One of the most difficult rules for an onshore merchant to follow is the 1% chargeback rule. In the simplest of terms, if a merchant’s account has more than 1% chargebacks in any month then it subject to closure and all funds are to be held for 270 days.

Offshore Merchant Account providers are foreign firms specializing in credit card processing. These entities are not bound by the statutes of the United States. The main advantage for a US based company to process their transactions offshore is that the chargeback threshold may be higher, up to 2% in some jurisdictions. This is one of many advantages of processing offshore. Overall, there is a general sense that International banking institutions loosen up their Visa and MasterCard’s constraints to the more liberal international rules of commerce, rules which should allow you to operate your business legally and securely within the parameters of V/MC’s terms of service.

Why would I need both? Simply put: Security.

Many merchants operate on the fringe of what Visa and MasterCard consider appropriate, and as the political climate is ever changing, so are the constraints under which legislation may place you on either side of that line. As a high risk merchant processing through a United States based processor, your threshold for chargebacks and other no-no’s in the processing world will be much lower, you’ll be held to a higher standard than other merchants, and kept on a shorter leash. By having an offshore merchant account to backup your onshore account, you can ensure there will not be a lapse in business, as your processing will not falter if your onshore processor shuts you down. Additionally, there will be instances that it will be beneficial to process through your offshore account vs. your onshore account, whether that be due to processing caps, higher tickets with chargeback issues, or a multitude of other reasons.